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Banking Consumer Products

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Banking services which are regarded as retail also comprises a provision of savings and transactional accounts, mortgages, personal loans, debit cards, and credit cards.

Which of the list below is NOT banking consumer product?

One of the function of ATM is to pay bills, credit cards, loans and insurance premiums.

ATM can only access the domestic transaction.

Cash card gives customers the benefits of a conventional credit card without the monthly bills.

The credit card issuer (usually a bank) creates a revolving account and grants a line of credit to the cardholder.

Charge cards are similar with credit cards in that credit cards are revolving credit instruments that do not need to be paid in full every month and a balance may be carried over, on which an interest is paid.

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